understand that mistakes happen or expenses pop up at
just the wrong time. We are here to help our customers
Privilegesm is a First American Bank financial
management service designed to help protect our good
customers from merchant returned check charges, service
startup expenses, and other merchant charges that can
cost time, money and embarrassment.
Privilegesm may be extended on Free,
and Club Checking accounts,
for eligible First American Bank personal
than automatically returning checks, debit transactions,
ATM withdrawals, etc., when there are insufficient
funds in your account — we will consider
paying the items, up to a $500 overdraft limit.
(Note: This is a privilege we extend to customers
and in circumstances we deem appropriate; we are not
obligated to pay the items presented.)
usual overdraft charges will apply.
is no application or signup to be completed, but you
must qualify for Overdraft Privilegesm.
Your First American Bank personal banker will help
you determine whether you qualify. See us for details.
A Moneyline is a line of credit approved by your bank
loan officer for qualifying applicants. This service
is designed to advance money from the Moneyline to your
Checking Account anytime your balance falls below $0.
Payment schedules and interest rates are set forth in
the Moneyline contract.
Your Savings or Checking Account can provide protection
to another Checking Account by automatically transferring
money from one account to your Checking Account anytime
your balance falls below $0. The increments of the transfer
are determined by you.