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Regular/Interest Checking

Account description The Regular/Interest Checking account is designed for our customers who wish to earn interest, and who wish to keep a moderate account balance in exchange for little to no monthly service charge.
Account benefits  
  • Free Internet banking
  • Free imaged statements online
  • Free 24-hour telephone banking
Interest     Interest is earned if a minimum daily balance of $750 is maintained. Interest is accrued on daily collected balances and paid monthly. Your personal banker can provide current interest rates.
Monthly service
    If account balance stays above $400, there is no service charge. Otherwise, $8 per month.
First American
ATM/Debit Card
  • There is a $1.50 monthly charge for the ATM/Debit card.
  • Use it instead of cash or checks at locations worldwide.
  • Free unlimited debit card transactions.
  • Free unlimited ATM transactions at First American Bank or Privileged Status Network ATM machines. 

Protection against
insufficient funds
    Overdraft protection is available for Regular/Interest customers in several ways: Overdraft Privilegesm service, Moneyline, or by automatic transfer from another First American Bank account. Fees will apply.
More benefits  
  • No cancelled checks to handle - check images are available online for you to review and print if you like.
  • Customer service is provided by your local bank - no remote call centers, no guessing about whom to contact with your questions.
  • May qualify for membership in our First American Experiences group, a special banking relationship for customers in the prime of their lives. Travel, activities, special offers, and more. A $10,000 minimum relationship is required for membership.
Bank where, when,
and how you like
  • Secure Internet banking
  • 24-hour telephone banking at 1-888-573-5463.
  • Bill Pay service, first 90 days free. Pay bills efficiently, quickly at your convenience.
  • Several First American Bank locations statewide prepared to serve your banking and financial needs.