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Regular Savings

Account description The Savings account is for customers who are starting a savings portfolio, saving for a major purchase, or who want to put their extra funds to work earning a competitive interest rate.
Account benefits  
  • Safety - FDIC insured.
  • Free online banking at
  • Customer service is provided by your local bank - no remote call centers, no guessing about whom to contact with your questions.
  • Bank at any of First American Bank's sixteen statewide locations.
Interest     If you keep a $10 minimum daily balance, you'll earn competitive interest rates on the daily collected balances. Interest is paid monthly. Contact your First American Bank personal banker for current interest rates.
Monthly service
    There is a service charge of $2 per month if the account balance is less than $200. Six free withdrawals per month, after which there is a $5 service charge per withdrawal.
First American
ATM/Debit Card
  • There is a $1.50 monthly charge for the ATM/Debit card.
  • Use it instead of cash or checks at locations worldwide.
  • Free unlimited debit card transactions.
  • Free unlimited ATM transactions at First American Bank or Privileged Status Network ATM machines. 

    First American Bank is pleased to offer our customers a growing network of Automated Teller Machines (ATMs) for fast access to cash. We are also proud to partner with other financial institutions nationwide in the Privileged Status ATM program. If you want to avoid the surcharges other banks charge on machines, look for the Privileged Status logo and use your ATM/Debit Card for cash transactions.

Bank where, when,
and how you like
  • Secure online banking at
  • 24-hour telephone banking at 1-888-573-5463.
  • Access to the Privileged Status Network, a network of over 1,900 ATM machines statewide.
  • Several First American Bank locations statewide ready to personally serve your banking, wealth management, insurance, and other financial needs.